Mortgage Affordability Calculator
Estimate a home price and mortgage payment from income, debt, and down payment.
Estimated affordable home price
$537,954
- Estimated loan amount
- $477,954
- Target monthly mortgage payment
- $3,100
- Debt-to-income cap used
- 36%
Estimate only; not a loan offer or financial advice. Excludes taxes, insurance, HOA, PMI, and closing costs.
How it works
Uses a simplified 36% debt-to-income cap, subtracts monthly debt, estimates principal from the remaining mortgage payment, then adds the down payment.